1. Why is my current premium different than MultiComp's quote?
Your premium will differ slightly with MultiComp in most situations. The multiple reason that your premium may differ are listed below:
2. Where Do I Go With The Results Of My Quote?
MultiComp supports the American Independent Insurance Agency System, and feels that your first stop should be with your current agent. Give your current provider of insurance the opportunity to offer you the more competitively priced product. . You should be prepared for some resistance and or excuse making. No one likes to get caught with their pants down! However, you should also be prepared for a logical explanation of why you coverage is written the way it is, and listen with an open mind. Only you can decide which of the above is occurring, and if you don't get satisfaction, work your way down the agents list until you find someone who meets your needs. Remember, you have the right to the most competitive priced product. If coverage ends up remaining with you current agent, suggest that he/she get a subscription to MultiComp, so that he/she can stay up on changes within the industry, and not have this embarrassing situation occur again.
3. Will I Be Able To Get Coverage With Every Carrier At Premiums Quoted?
No. You need to understand that carriers have underwriting requirements that you must meet in order to get their most competitive plans. You may not meet minimum premium requirements for one carriers best program, and your loss history may not be acceptable for another. Having said that, we believe that working this list will produce significant savings for 99% of our customers. Remember, we are not issuing policy's. We are providing you with the 'inside information' necessary to secure your best premium situation, while saving you hundreds of hours interviewing agents.
4. Can I Get This Kind Of Information On All My Insurance Coverage's?
WWW.INSURANCEADVISOR.COM created MultiComp to provide you with the information necessary to drastically cut your cost of Worker's Compensation Premiums. We are currently working on products to give you this valuable information about all lines of your insurance, and will advise you as they come online via RateWatcher if you sign up. However, these products are only the beginning. You still must contact a provider of insurance for a detailed proposal of coverage and secure new policy's. We help you with that as well. With MatchMaker you can enter your information (detailed) once, and have it quoted by all agents you request, and more. This product allows you to enter your insurance information once, and receive quotes the way you want to receive them from agents all over the State, Country, and World if applicable. Shop the entire insurance marketplace from the comfort of your own home with the click of a button. You will never pay too much for insurance again!
MultiComp understands the importance of evaluating and comparing workers' compensation dividend/retention plans in determining a carrier net cost competitive position. This information is being developed now and will be made available as soon as possible. It is our mission to provide you with a sophisticated accurate tool for comparing workers' compensation plans that will afford you the opportunity of securing you the best deal.
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